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Living In Apartment Complexes
Renting can be a better alternative to purchasing a house for many people. Properties for rent can offer the necessities and comforts of a home without the responsibility major property repairs, landscaping upkeep, and other concerns of home owners.
Living in a rental rather than an independent house offers you many advantages, ranging from the maintenance staff to a single rent check that usually covers your monthly utility and housing costs.
- Save More When You Rent: As hard as it is to believe, it is more inexpensive to rent than to be a homeowner. This fact is especially true if you live in a large city, where renting downtown tends to be more affordable as well as more spacious.
- Stress Free Budgeting Every Month: When you choose an apartment that is within your budget and matches your requirements, you opt for stress free, single-check rental payments every month, unlike homeowners who have to constantly worry about maintenance, repairs, mortgages, closing costs, and fees for building inspections, as well as land transfer taxes and insurance.
- Get Assured Tax Breaks: One of the biggest advantages of owning a house is the tax break an owner expects to receive. Unfortunately, a homeowner is not liable to receive the tax break that he or she is entitled to unless their standard tax deductions are less than their annual mortgage interest payment plus all other deductions. On the other hand, when you rent an apartment you may be entitled to some measure of tax rebate or relief.
- Flexibility: Renters enjoy the flexibility of being able to simply pack up and move when at the end of their lease. The lease period can also be adjusted to meet a renters needs — from three months to a year or more. For a majority of people, this flexibility is a unique advantage that makes renting an apartment more attractive than owing a house.
- Lower Risk: In a bad economy or during a personal financial crisis, homeowners face higher stakes than a renter. For instance, a homeowner who cannot pay his mortgage on time faces dire consequences that put his whole house, as well as any additional invested equity, in jeopardy. Though a renter can be evicted for being unable to pay rent, the crisis faced by a homeowner, who stands to lose everything, is much greater. In addition, renters have the added advantage of government social service programs to help them make their rent.
- Criminal Background Checks: Most apartment complexes conduct background checks on prospective tenants. These background checks are mandatory in most places according to local, state, and federal laws. These background checks are also done to protect the landlord or owner from lawsuits that could be filed against them by tenants who claim that the management has been deficient in providing adequate security, which is mandatory within an apartment complex.
General Features Of Apartment Complexes
Apartment complexes are affordable to live in and offer residents several amenities. Some of the most common perks are:
- Swimming Pool
- Laundry Facilities
- Tennis / Volleyball / Basketball Courts
- Clubhouse / Game room
Choosing A Complex That Suits Your Needs
Living in an apartment complex has numerous benefits. To fully take advantage of these benefits, you will need to carefully choose an apartment that meets your needs.
Step 1: Consider all your requirements and prioritize your criteria before you start looking for your rental. Consider the following factors: What is your budget? What kind of a neighborhood would you be comfortable in? What are some amenities you would like? What size of apartment or style are you looking for? What about proximity to school, work, etc.?
Step 2: Go through the apartments available for rent in the area of your choice, and make a list of those that meet with your requirements.
Step 3: Get a list of questions ready for each rental that you've chosen. For example, you could ask for a detailed list of the amenities, whether pets are allowed, and so forth.
Step 4: Make an appointment with the complex manager to visit. Be on time for your appointment. Impressing the manager now will help facilitate your application process should you choose to live in that complex.
Step 5: Explore the rental unit that you are considering, as well as the entire complex. Ensure all your criteria are met, while taking note of the upkeep and structural integrity of the building and surrounding area. Make an additional night visit to get the feel of the area after dark.
Step 6: Get the necessary financial details.
Living in an apartment complex offers renters several benefits over homeowners. However, for your apartment search to be successful, you must decide on the criteria that are important to you and choose your rental accordingly.