Are You Overpaying for Cell Phone Service?

There are a lot of expenses that you have to think about each month, from your rent to groceries to cable, and of course, your phone bill. That monthly bill, however, may be higher than it’s supposed to be.

Read: 4 Tips for Sticking to Your Monthly Budget

Fortunately, there are a few things you can do to save money and ensure that you’re not overpaying for cell phone service.

Watch How Much Data You’re Using

If you have a data plan for your smartphone, it’s important to know exactly how much data you can use up per month. If you’re not paying attention to that number, it can be easy to go over it and dole out even more cash at the end of each month.

Read: Our Favorite Budgeting Apps

Wherever you go, whether it’s your home, your friend’s apartment, the doctor’s office or your work, see if you can connect to WiFi. This way, your smartphone will automatically connect when you go back to that location, saving you lots of data.

Research Cell Phone Service Providers

Saving money on your monthly bill may mean switching to a different cell phone service provider. Set aside some time to do research on various companies. You may find that one particular provider has a much better deal for the type of phone and data plan that you have or want.

Download a Texting App

Don’t want to pay for texting? You don’t have to! Simply download any one of the free texting apps out there, such as KaKao Talk, WeChat, Pinger or TextPlus. With these apps, you can enjoy free, unlimited messaging without having to worry that you’re going to be charged for how much you keep in touch with your friends and family.

Opt For a No-Contract Deal

At first glance, a contract cell phone deal may sound like it’s less expensive because the phone itself often costs less. However, you’re going to be paying a lot more per month with a contract cell phone plan than you will with a no contract plan.

Not being tied down to a contract also means that you can switch cell phone providers whenever you would like. Overall, you’ll have more freedom to choose the right data plan and provider for your lifestyle.

Try a Prepaid Phone

Having a prepaid phone is similar to not being under a contract. You can pay as you go and you know that when you get your monthly bill, there won’t be any surprise charges for data or minutes. Now, don’t think that if you opt for the prepaid phone route you’re going to have to use one of those ancient flip phones. There are deals out there that allow you to pay as you go with smartphones like the iPhone 5.

Read: Are Smartphones Worth It?

Review Your Cell Phone Bill

When you do receive your cell phone bill, make sure to review it instead of just paying it. You may be able to catch unnecessary charges that you can easily have removed. Simply call up your cell phone provider to talk through any parts of your bill that may be confusing or unnecessary.

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